Investigations for Life - Health & Group ClaimsContestable Death Claims
Involves investigations designed to develop information relative to the insurability of the deceased at the time effective date of coverage. Areas of investigation would include medical, financial, occupational habits, and other outside interests.
Accidental Death
Designed to determine whether death resulted from injuries sustained in an accident, altercation, or sickness, and/or whether death occurred while in the act of committing a felony.
Contestable Disability Claims
Investigations to determine information about the insurability of the policyholder at the time of the effective date of coverage. Areas of investigation would include current activities, medical history, financial, occupations, habits, outside interests, and other possible disability coverage.
Disability Claims
Designed to develop information on the present activities, recovery, and progress of the claimant’s condition.
Surveillance
A service responsive to a variety of insurance related needs. We conduct surveillance using proven methods that maximize results and contain costs. State of the Art color video camera/tapes and 35mm equipment is utilized at no extra cost. Film and processing are pass through charges.
Eligibility
The purpose is to develop information pertaining to claimant eligibility for group insurance conducted through a personal review of employers’ records including personnel, payroll, tax, time cards, interoffice memos, expense forms and receipts.
Limited Pointed
We will develop information relative to a client’s specific needs.
Sub Rosa
Covert surveillance video used to prove that the subject of the investigation is lying for an injury or any other act for which he/she is receiving compensation. Extensively used in Workers' Compensation applicants
Investigations for Life - Health & Group Claims